Welcome to FinEstate!

These terms and conditions outline the rules and regulations for the use of FinEstate's Website, located at https://finestate-fe.uc.r.appspot.com .

By accessing this website we assume you accept these terms and conditions. Do not continue to use FinEstate if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

FinEstate is a financial technology services company that creates, hosts, maintains, and provides FinEstate Services through our website, mobile app, or API (collectively referred to as the "FinEstate Platform").

FinEstate Services refers to the services that allow you and other FinEstate Platform users to –

• Add money to your FinEstate wallet
• Invest in real estate properties with multiple payment options like Fiat local currency, FinEstate wallet and Cryptocurrencies (collectively, the "FinEstate Services").

You must meet the following conditions in order to use or access the FinEstate Platform and FinEstate Services:

• create a FinEstate user account on the FinEstate Platform;
• be at least 18 years old or of legal age to establish a legally binding contract under relevant legislation as an individual;
• You have complete power, authority, and capacity to accept these Terms of Use as an individual, legal person, or other entity.
• as an employee or agent of a legal entity, you must have full power, authority, and ability to accept and bind such legal entity to these Terms of Use on their behalf;
• you haven't been barred from using or accessing the FinEstate Platform or FinEstate Services in the past.
• you will not use FinEstate Services in violation of any relevant laws and regulations, including but not limited to anti-money laundering, anti-corruption, and counter-terrorist financing requirements.

You agree to give us accurate and up-to-date Personal Information in order to use or access the FinEstate Platform or FinEstate Services.

Identification data, identity documents, transaction data, and technical data are all examples of personal information. Your personal information will be safeguarded and kept private at all times.

We may use, process, store, and transfer your Personal Information in order to:

• provide FinEstate Services to you;
• comply with applicable laws and regulatory requirements;
• secure your FinEstate user account and maintain data and information security;
• verify the identity details and bank account details that you provide to us;
• protect our vital interests and those of others;
• provide service communications;
• provide customer service;
• support with corporate reorganizations and conduct direct marketing initiatives.

Before confirming payments for cryptocurrency transactions or other transactions on the FinEstate Platform, users must validate the transaction amount or reference numbers, if required.

Payments made on the FinEstate Platform for cryptocurrency transactions or other transactions are non-refundable, irreversible, and cannot be modified once the transaction has been validated by the user.

You must contact the service provider directly to amend, adjust, or refund payments for erroneous transactions in the event of other transactions.

There will be no cancellation, reversal, or alteration of all transactions once the transaction has been completed.

Fiat wallets on the FinEstate Platform can be funded with Mobile Money, or Card Payments, depending on the user's preference.

During your use of the FinEstate Platform or FinEstate Services, or during your interactions with FinEstate, affiliated third parties, or other FinEstate users, you will not;

• Violate these Terms of Service, any policy, or any agreement you have with FinEstate;
• Disobey any applicable laws or regulations;
• Participate in or assist in fraudulent actions;
• Infringe on FinEstate's or anyone else's copyright, patent, trademark, trade secret, or other intellectual property rights, as well as publicity or privacy rights;
• Sell counterfeit goods and/or products or services that are illegal or against public order or morality;
• Use FinEstate, our employees, agents, or other FinEstate users in a defamatory, trade libellous, threatening, or harassing manner;
• Provide Personal Information that is incorrect, inaccurate, or misleading;
• Participate in potentially fraudulent or suspicious conduct or transactions;
• During the course of a dispute, receive or attempt to receive chargebacks from FinEstate and a Merchant, bank, or card issuer for the same transaction;
• Take any action that places an excessively high or unreasonable burden on our infrastructure; and
• Facilitate the spread of any viruses, trojan horses, worms, or other computer programming routines that may damage, adversely interfere with, intercept, or expropriate any system, data, or Personal Information;

You agree that FinEstate has the right to restrict access to your FinEstate account and/or terminate this Agreement if FinEstate has a reasonable suspicion that you have violated any of the terms and conditions set forth in this Terms of Use.

FinEstate maintains the right, in its sole discretion, to terminate this Agreement and/or access to the FinEstate Services and Platform at any time and for any reason, with notification and payment of any unrestricted monies held in your wallet.

If we restrict access to your FinEstate user account, such as by placing a lien, we will give you notice of our actions and the chance to request restoration of access if we think it reasonable in our sole discretion. You also accept that FinEstate's decision to take some actions, such as restricting access to your FinEstate user account, may be based on confidential criteria that are critical to our risk management, the security of other FinEstate users' accounts, and the FinEstate system. You acknowledge that FinEstate is under no duty to provide you with information about its risk management or security practices.

We employ the use of cookies. By accessing FinEstate, you agreed to use cookies in agreement with the FinEstate's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

Unless otherwise stated, FinEstate and/or its licensors own the intellectual property rights for all material on FinEstate. All intellectual property rights are reserved. You may access this from FinEstate for your own personal use subject to restrictions set in these terms and conditions.

You must not:

• Republish material from FinEstate
• Sell, rent or sub-license material from FinEstate
• Reproduce, duplicate or copy material from FinEstate
• Redistribute content from FinEstate

This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Terms And Conditions Template.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. FinEstate does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of FinEstate,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, FinEstate shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

FinEstate reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
• The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
• The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
• You hereby grant FinEstate a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link:

• is not in any way deceptive;
• does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and
• fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;
• dot.com community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.

We will approve link requests from these organizations if we decide that:

• the link would not make us look unfavorably to ourselves or to our accredited businesses;
• the organization does not have any negative records with us;
• the benefit to us from the visibility of the hyperlink compensates the absence of FinEstate; and
• the link is in the context of general resource information.

These organizations may link to our home page so long as the link:

• is not in any way deceptive;
• does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and
• fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to FinEstate. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
• No use of FinEstate's logo or other artwork will be allowed for linking absent a trademark license agreement.

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Please read Privacy Policy

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer:

• are subject to the preceding paragraph; and
• govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.